Medicare · The Fika Guide
What is Medicare?
Medicare is the federal health program created in 1965 — today it covers more than 68 million Americans. It comes in four parts, and picking the right combination is where most people get stuck. This guide untangles it in plain English, the Fika way.
Start here
The four parts of Medicare
Part A — Hospital Insurance
- Inpatient hospital stays
- Skilled nursing facility care
- Hospice care
- Home health care
Part B — Medical Insurance
- Doctor visits
- Outpatient care
- Medical supplies
- Preventive services
Part C — Medicare Advantage
- The "all-in-one" alternative to Original Medicare
- Bundles Parts A and B — and usually Part D
- Often adds dental, vision, hearing, and wellness benefits
- Offered by Medicare-approved private insurers
Part D — Prescription Drug Coverage
- Helps cover prescription drugs, shots, and vaccines
- Generic and brand-name coverage through pharmacy networks
- Since 2025: your yearly out-of-pocket drug costs are capped
Go deeper
Pick the path that fits your situation
Fika makes it easy
You don’t have to sort this out alone.
Our licensed advisors walk you through your Medicare options over a relaxed, no-pressure conversation — then compare plans from 25+ top carriers to find the fit for your health, your budget, and your pharmacy list. No spam calls. No spam emails. Just free, plain-English guidance.
FAQs
Frequently asked questions
Medicare is primarily for people 65 and older. Younger people can qualify too: those who have received Social Security disability benefits for 24 months, and anyone with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant) or ALS, at any age.
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