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Health Insurance
Off the campus plan and not yet on an employer's? You have three realistic options — and one of them lasts until you turn 26.
Updated August 8, 2026
A raise, a new job, a baby, a move — each one changes what your Marketplace plan should cost. Reporting promptly keeps your savings accurate and avoids a surprise at tax time.
Losing job-based coverage gives you two main paths. One keeps the exact plan you have. The other usually costs far less. Here's how to tell which fits.